Sr Analyst, Cyber Security (Payment Systems Intelligence)

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Job Description

This high impact, high visibility position is part of Payment Systems Intelligence (PSI) - a key component of Global Risk's Payment Fraud Disruption (PFD) team.

PFD's team of technology experts are vital to Visa's efforts to identify, investigate, disrupt, and prevent attacks targeting the global payment ecosystem. This Sr. Analyst role will support Visa Account Attack Intelligence (VAAI) within Payment Systems Intelligence.

Responsibilities include executing VAAI’s strategies, engaging clients, and successfully executing against the client engagement plan. In addition, as a part of the PSI team, the Sr. Analyst will identify new and novel methods that fraudsters are using to target Visa clients and the ecosystem and develop innovative approaches to disrupt emerging fraud and security vulnerabilities affecting Visa clients and the payments ecosystem.

The primary focus for this role is the execution of Visa Account Attack Intelligence (VAAI).

• Visa Account Attack Intelligence (VAAI) uses cutting edge machine learning to identify enumeration, the fraud practice of submitting card not present transactions into the payments ecosystem in order to obtain and validate payment information. VAAI analyzes the details of the attack and enables Visa to take appropriate action in near real time.

Primary Responsibilities:

• Assist with the development of Visa Account Attack Intelligence to recognize and prevent cybercrime – to include brute force testing, payment account enumeration, terminal fraud and testing

• Serve as a Global Risk Subject Matter subject matter expert on various fraud alerting platforms

• Provide data analysis and response to alerts relative to significant fraud events

• Work independently, under limited supervision, on problems that are undefined and significantly complex

• Assist investigations teams and global risk manager teams with data analytics, relative to external compromise events and investigate casework

• Continuously question and consider new techniques to stay ahead of organized cybercriminals and fraudsters

• Develop metrics and total fraud statistics surrounding cybercrime case reports and investigations.

• Assist in the coordinated compilation and delivery of fraud reporting, briefings, and other related communication products to management

• Compile reporting on internal incident response measures of success

• Provide meaningful and consistent feedback to developers.  An enthusiastic desire to tangibly improve your work tools is essential

• Consistently log prevalent details as they relate to rule changes within your purview.

Secondary Responsibilities:

• Identify new fraud and cybercrime threats to the payments ecosystem and communicate them to relevant stakeholders.

• Provide intelligence and technical analysis support to the Global Risk organization to further protect the payment ecosystem.

• Maintain and create internal and external facing Tableau dashboards

• Other duties as assigned.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office two days a week, Tuesdays and Wednesdays with a general guidepost of being in the office 50% of the time based on business needs.

Qualifications

Required Qualifications:
5 or more years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD
Moderate understanding of networks, risk management, network security, digital forensics, and security operations
Ability to conduct complex analytical functions by performing fraud assessments and analyzing criminal methods
Knowledge of transactions, systems processing transactions and overall transaction process
Adaptable and able to work well in a fast-paced, team-oriented environment
5 years experience in payment card or information security industry, investigating payment card, cybercrime fraud or Bachelor's degree in the strong technical area with some real-world experience (e.g., internship)
Prior experience with data analytics, visualization tools, and concepts
Proficiency with drafting detailed, technical reports
Ability to respond after-hours, weekends, and holidays to major fraud events
Passion for fraud schemes and cybercrime investigations
Good interpersonal, facilitation, and demonstrated emerging leadership skills
Understanding of payments process and cybercrime and fraud techniques
Able to operate at an advanced level of written and spoken communication, write and speak effectively with impact
Capable of delivering presentations and comfortably interacting with all levels of and client management
Previous experience in developing and producing reports to executive management
Ability to prepare reports on meaningful trends and fraud stats
High level of self-motivation and initiative


Preferred Experience:
6 or more years of work experience with a Bachelor’s Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
Direct experience with ISO 8583, transaction routing, VCMS, Base I, and Base II platforms
1+ years experience in Tableau using data sources containing transactions.
Experience creating, managing, reviewing and improving rules (preferably transaction-related).
Concepts, terms, processes, policy, and implementation of information security
Intelligence databases and analytical tools or similar intelligence reporting systems

Additional Information

Visa has adopted a COVID-19 vaccination policy. As a condition of employment, all employees based in the country where this job is located are required to be fully vaccinated for COVID-19, unless a reasonable accommodation is approved or as otherwise required by law.