Cyber Insurance Underwriter - West Region

Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders’ cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell’s underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes.

Founded in 2019, Cowbell is based in the San Francisco Bay Area with employees across the U.S., Canada, and the U.K. and is backed by over 15 A.M. Best A- or higher rated reinsurance partners.

In support of our rapid growth, we are actively looking for ambitious people, who are not afraid of hard-work and never shy away from taking calculated risks and embracing ambiguity as it comes. Here, the opportunities are limitless for those who dare to pursue bold ideas that exist beyond the boundaries of possibilities.Join our team and be part of a growing institution where you can hone your skills and develop new ones in a fun, challenging and dynamic environment.

If that sounds like you, we want to hear from you!

Cowbell Cyber is hiring an Underwriter to join our team. 

What you will do:

• Maintain profitability with appropriate risk selection, analysis and service of accounts based on Cowbell Cyber Insurance guidelines
• Manage relationships with insurance agents to negotiate pricing, coverages and other terms
• Servicing of renewal business throughout the year while maintaining our customer service standards
• Collaboration with the Business Development team to support their goals and strengthen partnerships with agents
• Maintain an expansive knowledge of the cyber insurance marketplace and current trends in the industry
• Easily identify areas where our unique capabilities provide us with a competitive advantage and build out processes that support these
• Actively participate in determining our approach to emerging threats, loss trends, marketplace changes and other trends in cyber risks
• Partner with the Engineering and Data Science teams to continually improve our technology and deliverable to the policyholder
• Serve as a subject matter expert for team on coverage questions
• Collaborate with a passionate team, have fun, grow, learn, and teach the company along the way

What Cowbell needs from you:

• Bachelor's degree or equivalent work experience.
• Minimum 5+ years of commercial underwriting experience, preferably in Cyber
• Technical expertise and product knowledge in Commercial Insurance
• Demonstrate ability to develop new renewable Cyber business profitably over a significant period of time
• Knowledge of marketing principles, underwriting and pricing strategies
• Suburb sales and marketing skills; must be able to demonstrate successful agency and broker management, including building, maintaining and managing producer and customer relationships
• Proven ability to successfully negotiate on all levels and develop producer relationships
• Strong track record of service orientation and teamwork

Compensation Range:

Base + Bonus = OTE range $120k to $195k plus equity

• Winner of Inc. Magazine’s Annual List of Best Workplaces for 2022
• Nationwide medical, dental and vision coverage plus life insurance, long term disability and flexible spending accounts
• Employee equity plan for all and wealth enablement plan for select customer facing roles
• Comprehensive wellness program including unlimited PTO, company-wide wellness days, wellness app subscriptions, lunch & learn, book club, get-togethers, lunch & communication stipends, happy hours and much more
• Professional development and the opportunity to learn the ins and outs of cyber insurance, cyber security as well as continuing to build your professional skills in a team environment